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info@luznurcapital.com Project the return on a Portuguese property investment — IRR, yields, cash flow and equity multiple, pre-tax, in seconds.
Illustrative estimates based on your assumptions and shown before tax — not a forecast, guarantee, or investment advice.
Frequently asked questions
What returns can I expect from Portuguese property?
That depends entirely on the asset, location, financing and holding period — there's no single number. Prime city and resort markets tend to offer lower rental yields (often 3–5% gross) with returns driven more by capital appreciation; the estimator lets you model your own assumptions.
What's the difference between gross yield, net yield and IRR?
Gross yield is annual rent divided by price; net yield deducts operating costs (the cap rate). IRR goes further — it's the annualized return across the whole hold, accounting for cash flow timing, financing and the eventual sale. IRR is the truest single measure of an investment's performance.
How does leverage affect returns?
A mortgage can amplify returns (and risk): you commit less equity, so the same gain produces a higher percentage return — but financing costs reduce cash flow, and on low-yielding prime property the early cash flow can be negative even when the overall return is strong. Toggle between cash and mortgage to see the effect.
Are the returns shown before or after tax?
Before tax. The estimate excludes Portuguese rental income tax and capital gains tax on exit, which depend on your residency and structure. We model the after-tax position individually as part of structuring a deal.
What's a realistic rental yield in Portugal?
It varies widely by location and strategy — prime Lisbon and the luxury resort markets typically yield less on a long-term let, while secondary cities or short-term rental can yield more (with higher costs and seasonality). Enter the rent you expect and the tool does the rest.
What is the equity multiple?
It's the total cash returned divided by the equity you invested — a 2.0x multiple means you got back twice your money over the hold. It's a useful companion to IRR: IRR tells you the rate of return, the multiple tells you the scale.
Does the estimate include purchase costs and taxes?
Yes — acquisition costs (IMT, stamp duty, legal and notary) are calculated automatically from the price and folded into the capital invested, so the return is measured against your true total outlay, not just the headline price.
Can Luznur help me find and structure an investment?
Yes — sourcing (including off-market), underwriting, structuring and exit are core to what we do, backed by legal, tax and financing partners. The estimator is a starting point; we build the full picture around a specific opportunity.