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info@luznurcapital.com Estimate the full cost of buying and holding property in Portugal — transfer tax, stamp duty, and annual rates — for the 2026 tax year. (indicative numbers)
Portugal · 2026 Tax Year
Property Cost Estimator
Transaction
€
€
Found on the property's caderneta predial. Usually below market price. Leave blank to skip annual taxes.
Urban rates range 0.30%–0.45%; most municipalities apply the 0.30% minimum. Rustic land is 0.8% nationwide.
€
Indicative. Legal / advisory fees are separate.
Estimated acquisition cost
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IMT transfer tax
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Stamp duty Imposto do Selo · 0.8%
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Notary & registration estimate
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Total one-time cost
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IMT bracket applied
Annual holding tax
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Indicative estimate only. Figures reflect the 2026 IMT tables (Continente / Regiões Autónomas), 0.8% stamp duty, municipal IMI rates and AIMI tiers in force for the 2026 tax year. The taxable base is the higher of price or VPT. Actual liability depends on the deed value, current VPT, exemptions, reliefs and the buyer's full Portuguese property holdings — and rules for non-residents and corporate structures can differ. This tool does not constitute tax or legal advice. Luznur Capital arranges definitive figures through its tax and legal partners.
Luznur Capital · Lusomena Investments · AMI 22354 | luznurcapital.com